NCBA - NCBA Group Plc

Ess Kay
Jan 11, 2024 04:19 GMT

This is my favourite platform so far for tracking stock market performance. Thank you so much!

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1. Dedan Maina
   Jan 20, 2025 13:41 GMT

   You're welcome

   Investing in stocks with a long-term perspective allows you to capitalize on the power of compound growth, benefiting from capital appreciation and long-term equity growth. By focusing on companies with strong growth potential, you can ride out market volatility and build wealth over time.

   A strategically balanced portfolio is key to managing risk while maximizing returns. Including a mix of stocks with long-term growth prospects, short-term capital gains opportunities, and steady, reliable dividend-paying stocks ensures you have exposure to various market segments. Growth stocks can offer high returns, dividend stocks provide regular income, and short-term investments help you take advantage of market fluctuations—all working together to balance risk and reward in your investment strategy.

   Dedan Maina
   Investment Consultant & Business Growth Strategist
   +254798264178
   chat.whatsapp.com/...HmknA3VDzaTlXTm3

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Omondi
Dec 30, 2023 20:35 GMT

I want to invest in ncba...kindly send me the details /requirements via my email. @omondididuncan@gmail.com

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Marion muketha
Oct 30, 2023 16:07 GMT

I'm happy for the daily updates and live market. One is able to make right choices of the stocks in the market.
Thank you.

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david igoro
Oct 4, 2023 09:04 GMT

I want to buy NCBA shares

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1. Ian
   Jan 19, 2024 05:58 GMT

   Kindly reach me out via the number +254720292800 for assistance.

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Jacinta Gichangi
Oct 4, 2022 02:46 GMT

I appreciate the updates ,pls include all stocks for ease of monitoring

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Dedan Maina
Oct 21, 2025 09:34 GMT

🕯️ The Ghost at the Party: Know Your Exit Before You Enter

In rumor-driven rallies, the biggest risk isn’t buying high — it’s event risk.
When the deal collapses, the floor disappears.

🎯 Rule #1: You’re Not Investing in the Deal — You’re Trading the Rumor

Your profit comes from the expectation, not the execution.
That means your exit must come before the rumor is confirmed or denied.
You’re selling emotion — not fundamentals.

🔁 The Rumor–Risk Loop

1️⃣ Enter on the Rumor (The Spark):
Buy early on credible whispers — before the story hits headlines.
That’s where the risk/reward is best.

2️⃣ Set Your Exit (The Lifeline):
Decide before you buy:

Sell when it hits your price target 🎯

Or after X weeks if no announcement ⏳

Or the moment the deal is confirmed 📰 (that’s usually the peak).

3️⃣ Exit Before the Cliff (The Discipline):
Lock in profit. Walk away.
Deals can fail — or disappoint. Either way, you’re out before the hangover.

💡 The Kenyan Market Psychology You Exploit

In our market, rumors feel like prophecies.
You’re selling to investors who believe the story is guaranteed.
They stay for the party — you slip out before dawn.

🧭 If You’re a Long-Term Investor...

This still works for you.
Use the rally to:

Trim positions and take partial profits 💰

Boost liquidity to buy back lower

Reallocate to other undervalued counters

That’s how seasoned investors turn market noise into opportunity — and volatility into flexibility.

🕯️ The Lesson

Be the ghost at the party.
Arrive early, enjoy the buzz, and vanish before the host makes the announcement — or the cops show up.
Leave the cleanup, the risk, and the regret to those who stayed too long.

💬 Investor question:
Would you trade the rumor — or ride the story?

#Investing #NSE #MarketPsychology #InvestorStrategy #Kenya #RumorTrading #BehavioralFinance

CFA Dedan Maina - Investment Consultant. 0798264178

chat.whatsapp.com/...8tDHn3phh6a1LINh

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Dedan Maina
Mar 13, 2025 13:15 GMT

KCB Share Price Dynamics & Strategic Investor Action Plan

By Dedan Maina – Investment Consultant & Growth Strategist

1. Pre-Announcement Dip: The Profit-Taking Calculus

The moderate dip in KCB’s share price ahead of its FY 2024 results aligns with a classic “sell the news” strategy deployed by seasoned institutional investors. Here’s the breakdown:
- Risk Mitigation: Institutions often lock in gains before* high-impact events (like earnings announcements) to avoid volatility. KCB’s share price had rallied to a 12-month high in Q4 2023, creating a prime exit window for profit-taking.

- Market Psychology: Fear of underperformance drives preemptive selling. If results fell short, post-announcement panic could erase gains. Institutions prioritized capital preservation over speculative upside.
- Liquidity Dynamics: Large sell-offs by funds can trigger short-term price erosion, creating a self-fulfilling prophecy as retail investors follow suit.

2. Post-Results Dip: The Dividend Expectation Gap
Despite strong FY 2024 results, the sustained dip reflects a sentiment-driven market reaction:

- Dividend Yield Sensitivity: Investors anticipated a higher payout ratio (e.g., 30–40% vs. the declared 25%). KCB’s focus on capital retention (for loan loss provisions or regional expansion) clashed with income-seeking shareholders’ expectations.
- Overreaction to Guidance: Markets often price in results before announcements. The “great results” were likely already factored into the pre-dip valuation, leaving little room for upside surprise.
- Technical Resistance: The post-announcement dip may reflect a breach of key support levels, triggering algorithmic sell-offs and margin calls.

3. Strategic Investor Playbook: Capitalizing on Mispricing
For disciplined investors, this dip represents a value accumulation opportunity:

1. Fundamentals Over Noise: KCB’s results (e.g., ROE of 18%, NPL ratio stabilization, and 22% revenue growth in its Ethiopian subsidiary) signal robust long-term health. Short-term sentiment ≠ intrinsic value.

2. Dividend Reinvestment: Lower payouts today could amplify growth tomorrow. Strategic investors should leverage dividend cuts as a reinvestment catalyst (e.g., KCB’s digital banking rollout).

3. Dollar-Cost Averaging: Accumulate shares incrementally during dips to minimize timing risk.

4. Horizon Alignment: Focus on 3–5-year metrics—regional expansion, asset quality, and tech adoption—not quarterly dividend hiccups.

Final Insight:

Market volatility is a tax on impatience and a reward for clarity. KCB’s structural strengths (pan-African footprint, liquidity buffers, and digital dominance) outweigh transient sentiment shifts. Strategic investors buy when others hesitate.

Dedan Maina
Investment Consultant & Growth Strategist

+254798264178

Data-driven strategies for asymmetric returns.

Follow my WhatsApp group for Insights on investing strategies.

chat.whatsapp.com/...8tDHn3phh6a1LINh

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