African Stock Exchanges

HFCK - HF Group Limited

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HFCK share price on Nairobi Securities ExchangeHFCK share price on Nairobi Securities Exchange

Housing Finance Limited is a Kenya-based mortgage finance institution. The Company operates in two segments: Mortgages and Deposits mobilization. The Mortgages segment covers Retail mortgages, which is responsible for sourcing residential mortgages for individual owner occupiers; Schemes mortgages division is responsible for arranging corporate mortgage packages with employers; Projects division provides lending to property developers for construction, including construction of residential houses, office blocks, schools, hospitals and other related infrastructure; Retail deposits plays a critical role in the operations of the Company sourcing for deposits from retail customers which are then used to finance the Company's mortgage products and Corporate deposits is responsible for sourcing for deposits from corporate organizations. The Deposit mobilization segment includes two divisions, namely Retail deposits and Corporate deposits.

HF Group Limited is listed on the Nairobi Securities Exchange (NSE). HF is traded on the NSE under the ticker symbol “HFCK”. The International Securities Identification Number (ISIN) of NSE:HFCK is KE0000000240. HF Group Limited is currently the 37th most valuable stock on the NSE with a market capitalization of KES 2.38 billion, which makes about 0.121% of the Nairobi Securities Exchange equity market.

HFCK6.20 ▪ 0.00
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Opening Price
Day’s Low Price
Day’s High Price
Traded Volume0
Number of Deals0
Gross Turnover0.00
Growth & Valuation
Earnings Per Share
Price/Earning Ratio
Dividend Per Share
Dividend Yield
Shares Outstanding385M
Market Capitalization2.38B
Monetary values are quoted in Kenyan Shilling (KES) unless otherwise stated

HFCK Stock Market Performance

1WK4WK3MO
+0.32%-16.2%-30.8%
6MO1YRYTD
+44.9%+50.5%+37.5%

The current share price of HF Group Limited (HFCK) is KES 6.20. HFCK closed its last trading day (Wednesday, April 23, 2025) at 6.20 KES per share on the Nairobi Securities Exchange (NSE). HF began the year with a share price of 4.51 KES and has since gained 37.5% on that price valuation, ranking it eighth on the NSE in terms of year-to-date performance. Investors should, however, take caution of HFCK’s recent poor performance, having lost 16% of its value in the past four weeks.

HF Group is the eighth most traded stock on the Nairobi Securities Exchange over the past three months (Jan 22 - Apr 23, 2025). HFCK has traded a total volume of 60.5 million shares—in 2,506 deals—valued at KES 502 million over the period, with an average of 959,735 traded shares per session. A volume high of 24.1 million was achieved on January 22nd, and a low of 11,400 on March 11th, for the same period. The table below details the last 10 trading days of activity of HF on the Nairobi Securities Exchange.

DateVolumeCloseChangeChange%
2025-04-2311,7006.20
2025-04-2260,2006.20
2025-04-17161,5006.20-0.22-3.43%
2025-04-16207,6006.42+0.24+3.88%
2025-04-15264,0006.18
2025-04-1432,6006.18+0.06+0.98%
2025-04-1142,5006.12-0.40-6.13%
2025-04-1049,7006.52+0.18+2.84%
2025-04-0929,2006.34-0.22-3.35%
2025-04-0847,0006.56

Profile of HF Group Limited

HF Group Limited operates in the Financials sector, specifically, the Financial Services industry.

Factsheet of HF Group Limited

Sector
Financials
Industry
Financial Services
Address
Plot No. LR 209/9054, Rehani House, Kenyatta Avenue/Koinange Street, Nairobi, Kenya
Telephone
+254-20-317-474

HFCK Industrial Market Competitors

HF Group Limited, issuers of the HFCK stock on the Nairobi Securities Exchange, have a number of market competitors who are also engaged in the Financials sector and/or Financial Services industry. The table below presents an overview of the market standing of the top 10 by year-to-date performance.


Index of African Stock Exchanges:

  1. Botswana Stock Exchange
  2. BRVM Stock Exchange
  3. Ghana Stock Exchange
  4. Johannesburg Stock Exchange
  5. Lusaka Securities Exchange
  6. Malawi Stock Exchange
  7. Nairobi Securities Exchange
  8. Nigerian Stock Exchange
  9. Uganda Securities Exchange
  10. Zimbabwe Stock Exchange

Comments

  1. CalebCaleb
    Dec 12, 2024 18:30 GMT

    Does the government hold shares in hfck?

  2. FLORENCE AKINYI OTIENOFLORENCE AKINYI OTIENO
    Apr 20, 2023 13:16 GMT

    Please email me my CD I see the status

  3. Rhoda NzukiRhoda Nzuki
    Dec 24, 2021 04:52 GMT

    Hi please can you Email me my statement of my CD because it matured.

  4. Dedan MainaDedan Maina
    Apr 11, 2025 06:37 GMT

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  5. Dedan MainaDedan Maina
    Apr 5, 2025 18:21 GMT

    Dividend Capture Strategy for Kenyan Investors on the NSE: Minimizing Risk & Maximizing ROI 1. Stock Selection: Focus on Quality and Historical Behavior - High Dividend Yield + Strong Fundamentals: Target companies with sustainable payouts (e.g., low payout ratio, stable cash flows). Avoid "yield traps" where high dividends mask underlying financial weakness. - Historical Volatility Analysis: Use historical data to identify stocks that recover quickly post-ex-dividend. For example, Safaricom (NSE: SCOM) often rebounds after short-term dips due to its liquidity and market dominance. - Post-Earnings Dips: Consider stocks like Equity Bank (NSE: EQTY) or KCB Group (NSE: KCB) that dipped after FY24 results but have strong balance sheets. A temporary price drop could offer a buying opportunity before the ex-date. 2. Strategic Entry Timing - Buy the Post-Earnings Dip: Enter positions in stocks that corrected after earnings announcements but have a history of price recovery. For example, if BAT Kenya (NSE: BAT) fell 5% post-results but offers a 7% dividend yield, the dip may offset the post-ex-date decline. - Pre-Ex-Date Entry: Purchase shares 1-2 days before the ex-date to ensure eligibility for dividends. Avoid buying too early to minimize exposure to broader market risks. 3. Exit Strategy: Balancing Speed and Patience - Immediate Exit: Sell on or shortly after the ex-date if the stock historically drops sharply (e.g., by the full dividend amount). This locks in the dividend but risks losses if the dip exceeds the payout. - Delayed Exit: For stocks with a recovery pattern (e.g., EABL (NSE: EABL)), hold for 1-2 weeks post-ex-date to capitalize on price stabilization. Monitor technical indicators (e.g., RSI, moving averages) for exit signals. 4. Risk Mitigation Tactics - Stop-Loss Orders: Set stop-losses at 2-3% below the purchase price to limit downside. - Diversification: Spread investments across sectors (e.g., banking, telecom, consumer goods) to reduce sector-specific risks. 5. Tax and Cost Considerations - Withholding Tax: Kenyan dividends are taxed at 5% for residents. Factor this into ROI calculations (e.g., a 10% gross yield becomes 9.5% net). Transaction Costs: Frequent trading erodes profits. Opt for low brokerage fees and prioritize liquid stocks (e.g., Safaricom) to minimize bid-ask spreads. 6. Case Study: Applying the Strategy on NSE - Example 1: Buy Co-operative Bank (NSE: COOP) after a 4% post-earnings dip. Capture its 6% dividend yield, then sell once the price recovers 2-3 days post-ex-date. - Example 2: Purchase I&M DTB etc post-dip, hold through ex-date, and wait for institutional buying to drive recovery. 7. Post-Dividend Monitoring - Track news and insider transactions for signals of confidence (e.g., directors buying shares post-dividend). - Avoid stocks with pending regulatory risks (e.g., banking sector changes) that could prolong price declines. Final Recommendation Kenyan investors should: 1. Prioritize liquid, fundamentally strong stocks with a history of post-ex-date recovery. 2. Enter post-earnings dips cautiously, ensuring dividends offset potential price declines. 3. Use a hybrid exit strategy—sell half immediately post-ex-date and hold the rest for stabilization. 4. Continuously backtest strategies using historical NSE data to refine timing and stock selection. By balancing timing, quality, and risk management, investors can capture dividends while minimizing exposure to post-payout volatility. Dedan Maina Investment & Growth Strategist +254798264178 chat.whatsapp.com/...8tDHn3phh6a1LINh

  6. Dedan MainaDedan Maina
    Mar 13, 2025 13:23 GMT

    KCB Share Price Dynamics & Strategic Investor Action Plan

    By Dedan Maina – Investment Consultant & Growth Strategist


    1. Pre-Announcement Dip: The Profit-Taking Calculus

    The moderate dip in KCB’s share price ahead of its FY 2024 results aligns with a classic “sell the news” strategy deployed by seasoned institutional investors. Here’s the breakdown:
    - Risk Mitigation: Institutions often lock in gains before* high-impact events (like earnings announcements) to avoid volatility. KCB’s share price had rallied to a 12-month high in Q4 2023, creating a prime exit window for profit-taking.

    - Market Psychology: Fear of underperformance drives preemptive selling. If results fell short, post-announcement panic could erase gains. Institutions prioritized capital preservation over speculative upside.
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    2. Post-Results Dip: The Dividend Expectation Gap
    Despite strong FY 2024 results, the sustained dip reflects a sentiment-driven market reaction:

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    - Overreaction to Guidance: Markets often price in results before announcements. The “great results” were likely already factored into the pre-dip valuation, leaving little room for upside surprise.
    - Technical Resistance: The post-announcement dip may reflect a breach of key support levels, triggering algorithmic sell-offs and margin calls.

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    For disciplined investors, this dip represents a value accumulation opportunity:

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    2. Dividend Reinvestment: Lower payouts today could amplify growth tomorrow. Strategic investors should leverage dividend cuts as a reinvestment catalyst (e.g., KCB’s digital banking rollout).

    3. Dollar-Cost Averaging: Accumulate shares incrementally during dips to minimize timing risk.

    4. Horizon Alignment: Focus on 3–5-year metrics—regional expansion, asset quality, and tech adoption—not quarterly dividend hiccups.

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    Market volatility is a tax on impatience and a reward for clarity. KCB’s structural strengths (pan-African footprint, liquidity buffers, and digital dominance) outweigh transient sentiment shifts. Strategic investors buy when others hesitate.

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  7. Dedan MainaDedan Maina
    Feb 24, 2025 19:59 GMT

    The Price-to-Book (P/B) ratio can provide insights into a company's valuation. Here's how:
    ✅ When the P/B ratio is less than 1, it may suggest that the company is undervalued (market price is below its book value).
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    ✅ A P/B ratio of 1 typically signifies a fair valuation (market price is equal to the book value).
    Note: The P/B ratio should not be used in isolation. Other factors should also be considered for a comprehensive assessment. Ensure you conduct a thorough analysis before making any investment decisions.

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  8. Dedan MainaDedan Maina
    Jan 24, 2025 07:26 GMT

    Did you know you can diversify within the equities market?*

    When we think of diversification, we often think of spreading investments across asset classes. But you can diversify within the equities market too! Here's how:

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    2️⃣ Regions: Explore both local and global markets for exposure to different economic conditions.
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    4️⃣ Dividends vs. Growth: Combine dividend-paying stocks for steady income with growth stocks for long-term gains.

    Additionally you could invest in funds like ETFs or mutual funds that give exposure to different securities in the global market portfolio. Diversifying within the equities market can help reduce risks while optimizing returns.

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  9. Dedan MainaDedan Maina
    Jan 20, 2025 13:25 GMT

    Investing in stocks with a long-term perspective allows you to capitalize on the power of compound growth, benefiting from capital appreciation and long-term equity growth. By focusing on companies with strong growth potential, you can ride out market volatility and build wealth over time.

    A strategically balanced portfolio is key to managing risk while maximizing returns. Including a mix of stocks with long-term growth prospects, short-term capital gains opportunities, and steady, reliable dividend-paying stocks ensures you have exposure to various market segments. Growth stocks can offer high returns, dividend stocks provide regular income, and short-term investments help you take advantage of market fluctuations—all working together to balance risk and reward in your investment strategy.

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  10. Dedan MainaDedan Maina
    Jan 6, 2025 15:34 GMT

    Smart Investing Strategies for a Booming Stock Market: -

    Investing in stocks during a period of market rallies/boom presents both opportunities and risks. It’s crucial to develop a strategy that allows you to capitalize on the growth while mitigating the potential for losses from overvaluation and market volatility.

    Here's a detailed approach for investors during such a booming period:

    Conduct Fundamental Analysis: -Start by evaluating the company’s fundamentals—its earnings, growth prospects, industry position, and financial health. This analysis will help you determine whether a stock is genuinely undervalued or overpriced. A stock might rally, but if it’s not backed by solid financial performance or growth prospects, it could be a short-term hype.

    Look for Stocks with Strong Fundamentals:- Focus on stocks with stable or growing earnings, strong revenue growth, and healthy cash flows. These stocks may not always be the cheapest but will often offer long-term value and solid returns.

    Monitor Valuations: -While a stock price increase can be exciting, it's essential to monitor valuation metrics, like the Price-to-Earnings (P/E) ratio. Stocks that have appreciated significantly without corresponding earnings growth could be overvalued.

    Avoiding Overvalued Stocks and Hype

    During a market rally, stocks can easily become hyped, leading to an inflated valuation. Here's how you can avoid buying into these overvalued stocks:

    Beware of Speculative Hype:- Stocks with short-term popularity might not be backed by sustainable growth. Avoid stocks that are trending only because of media hype or speculative interest.

    Look Beyond Price Movement:- Rapid price increases can be misleading. Investigate the underlying reasons for the stock’s price movement. Is the growth supported by improved earnings, a solid business model, or external factors like government policy?

    Keep an eye on volume spikes without corresponding news or fundamental backing.

    Investing in Stocks with Positive Growth Margins

    For short-term capital gains, focus on stocks that have positive growth momentum but are not yet fully valued:

    Growth Stocks: -Look for companies in sectors with strong potential for future growth, such as technology, healthcare, or infrastructure, which may provide better opportunities for short-term gains.

    Small-Cap Stocks:- These stocks often present more volatility but can also offer greater growth potential in booming markets. Be sure to assess their risk carefully.

    Sector Rotation:- Pay attention to sectoral trends and economic recovery phases. For instance, during periods of recovery, sectors such as banking, real estate, and consumer discretionary goods may experience growth.

    Look for Undervalued Growth Stocks: -These stocks have the potential for rapid appreciation but haven't fully caught the market's attention yet. They are often trading below their intrinsic value and can offer opportunities for capital gains when the market catches up.

    Best Course of Action During Economic Recovery

    Investing during an economic recovery presents unique opportunities.

    Here’s how you can take advantage:

    Focus on Cyclical Stocks: These stocks are highly correlated with the economic cycle and tend to outperform during periods of recovery. Industries such as consumer discretionary, real estate, and industrials often see increased demand and growth as the economy rebounds.

    Look for Undervalued Recovery Stocks: Many stocks may still be undervalued even as the economy starts to recover. These stocks can present opportunities for substantial returns as the market catches up with the recovery.

    Consider Dollar-Cost Averaging: In volatile markets, dollar-cost averaging (DCA) helps you mitigate timing risks. By investing a fixed amount regularly, you can reduce the impact of short-term price fluctuations.

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