SamJul 15, 2025 09:27 GMTHello fellow investment enthusiasts!
I'm Sam, a retired financial analyst. I worked for over a decade before retiring. I took this step after my investment income surpassed my monthly expenses 2 years ago (financial freedom!).
I'm also new here and have been reading your comments. I think it's very encouraging to see so many people interested in investing in our local stock markets.
For those new to investing (and even some of the more experienced investors!) don't forget to address other aspects of your personal finances as well. Then learn the various investment avenues that exist so you can select the ones that fit your financial goals as closely as possible.
I created a new YouTube channel (@Quest2Invest) where I address all this. So far I cover the 3 things you need to do in your journey to wealth:
1. Manage your income
2. Save, and
3. Invest
I've also reviewed some of the main investment avenues that exist out there:
-Bonds
-Stocks
-ETFs & index funds
-Money market funds, mutual funds & unit trusts
-Savings & fixed deposit accounts
-Gold & other precious metals
-Real estate
-Forex, and
-Crypto
I have more investment topics I plan to address soon, including sharing the story of my early retirement as a financial analyst and my journey to discover a sustainable trading strategy to maximise profits in the NSE.
Please check out my YT channel (@Quest2Invest) so we can connect and share ideas as we grow together in our goals of achieving financial freedom.
Happy investing!
WilsonJul 14, 2025 12:05 GMT Investment Advisory: Why Focus on Co-operative Bank of Kenya
Dear Investor,
If you're seeking a resilient, dividend-paying stock with strong fundamentals and social impact, Co-operative Bank of Kenya deserves your attention. Here's why:
Proven Financial Strength
Earnings Growth: Averaging 15.9% annually over the past 5 years.
Net Profit Margin: A robust 34.6%, indicating operational efficiency.
Revenue Forecast: Expected to grow 17.7% per year, outpacing many peers.
Attractive Valuation & Returns
P/E Ratio: Currently at 3.9x, below the market average—suggesting undervaluation.
Dividend Yield: A healthy 8.8%, with a sustainable payout ratio of 35%.
Recent Dividend: KSh1.50 per share paid in June 2025.
Market Position & Liquidity
Market Cap: Over KSh100 billion, ranking it among the top 10 on the NSE.
Trading Volume: One of the most actively traded stocks—over 62 million shares exchanged in the last 3 months.
Low Volatility: Offers price stability compared to broader market swings.
Ethical Banking & Cooperative Model
Co-op Bank is member-owned, prioritizing financial inclusion and community development.
Its cooperative structure fosters long-term resilience, making it ideal for conservative and impact-driven investors.
Strategic Outlook
Expansion into diaspora banking, SME lending, and digital channels positions the bank for future growth.
Backed by Co-opTrust Investment Services, offering tailored wealth management and fixed-income products
Isaac Ichai GikuruJul 11, 2025 15:11 GMTInterested in investing
SamJul 15, 2025 09:06 GMT Hey Isaac, welcoming to the world of investing! Before you start investing, to make sure you make the right personal finance moves, check out this YouTube channel I recently created that covers just this. You will also learn about the different investment vehicles that exist, and the pros and cons for each. Channel name: @Quest2Invest. If you like what you see, consider giving the channel a subscribe! All the best in your journey
MwandawiroJun 25, 2025 06:21 GMTWhat is the best stock to purchase at this point in time taking into consideration we are approaching a campaign period and at the same the government being not stable in most areas of its operations.
SamJul 15, 2025 09:10 GMT Hey Mwandawiro. Choosing a specific stock can be tricky so follow Warren Buffett's advice of circle of competence. Which sector are you most familiar with? Conduct some research on the companies there and consider investing in those whose fundamentals appeal to you. But if you're new to investing, you may want to focus on other aspects of Personal Finance and understand the pros and cons of each investment vehicle. I unpack all this in my brand new YouTube channel: @Quest2Invest. Please check it out and, if you like what you hear, consider subscribing to support my initiative. All the best!
DennoJun 30, 2025 12:12 GMT Kindly can someone give a clue on what is going to happen to those who had bought east African cables and Tlc shares?
Mark HawksJun 25, 2025 09:11 GMT Someone challenge my logic here
WTK is set to announce its FY results today (Current stock price is ~206). Five days ago, it issued a profit warning, stating a strong shilling as one of its challenges. There are rumours that the CBK is artificially propping up the KES against the USD. GBP and EUR are in free fall and more closely reflect our current economic status.
Almost a year ago to date, JUNE 24, the stock price was ~284. At this point, it had been nearly 5 months since the CBK intervened to stop the dollar's free fall. Dollar steadily fell from ~160 to ~129 within the 5 months
Isn't it a possibility that when the CBK decides to let the market free fall, then WTK will regain profitability and, in turn, an increase in stock price.
I'm an amateur trader, input/opinions from anyone will be appreciated
SamJul 15, 2025 09:18 GMT Hey Mark, great analysis here. My suggestion is to dive more closely into the company's P&L to interrogate its FX gains and losses. Currency-related changes in its profitability will be reflected under this P&L line item. Then check its balance sheet for foreign currency debt items as well. But I think its export is the largest consideration in this case. Finally, don't assume that the CBK will stop propping up KES against USD. Since many of the country's key imports are driven by USD, e.g. fuel and fertilizer, it's unlikely that the government will stop its USD control measures. However, since the impact of the past FX movements have already been reflected in the company's results, you can ignore this aspect for now and assess other areas of its operations. If you like my way of reasoning, check out my new YouTube channel where I plan to discuss such topics in future - @Quest2Invest. Thanks in advance and all the best!
KelvinMay 27, 2025 12:20 GMTKENRE promises an upward trajectory in the long run. There have been plans to enter the Indian, Tanzanian market. The corporation already courted the South American market after receiving its first portfolio and hope the shares will increase in price over time.
Put in mind that the dividends were declared but awaiting approval for payment.
Dedan MainaFeb 24, 2025 20:01 GMTThe Price-to-Book (P/B) ratio can provide insights into a company's valuation. Here's how:
✅ When the P/B ratio is less than 1, it may suggest that the company is undervalued (market price is below its book value).
✅ A P/B ratio greater than 1 could indicate that the company is overvalued (market price exceeds its book value).
✅ A P/B ratio of 1 typically signifies a fair valuation (market price is equal to the book value).
Note: The P/B ratio should not be used in isolation. Other factors should also be considered for a comprehensive assessment. Ensure you conduct a thorough analysis before making any investment decisions.
Dedan Maina
Investment Consultant
+254798264178
chat.whatsapp.com/...8tDHn3phh6a1LINh
FrankFeb 25, 2025 08:52 GMT Dedan . Please explain to us how to calculate the price to book ratio as this is a very important tool alongside other considerations
Shukran
WilsonFeb 20, 2025 11:24 GMT I have come across rumors suggesting that there are positive aspects to KNRE. Is there anyone who can confirm this?
JamesFeb 24, 2025 05:36 GMT Could someone please verify this? The price has begun to increase.
PAUL MWAURAFeb 17, 2025 13:17 GMT Good afternoon investors,kindly advice on what is expected on KQ shares as per now,
like do we sell our shares on a loss or is it expected the price to rise after the consolidation
of share 1:4 ?????
